At Payment Assist, we're always looking for ways to help drivers manage the cost of motoring, not just spread the cost when something goes wrong.
That's why we've partnered with MotorIQ, a UK vehicle intelligence company that uses predictive modelling to help drivers better understand how vehicles typically behave as they age.
While most vehicle information explains what's happened in the past, MotorIQ looks ahead. By analysing billions of vehicle data points and ownership patterns, its technology identifies the issues that commonly develop on vehicles like yours, when they typically appear, and what they could cost to repair.
Together, we're helping drivers better understand and prepare for the future cost of vehicle ownership.
About MotorIQ
MotorIQ is a UK automotive technology company focused on one question:
What is this vehicle likely to need next?
The automotive industry generates enormous amounts of data, from inspections and servicing to repairs, component failures and ownership trends. Much of that information explains what has already happened.
MotorIQ takes a different approach.
Its predictive modelling technology analyses large-scale automotive datasets to identify how vehicles typically deteriorate over time, helping drivers understand the repairs that commonly occur, when they're most likely to arise and the potential financial impact.
How MotorIQ works
Rather than analysing a single vehicle in isolation, MotorIQ examines patterns across thousands of comparable vehicles.
By combining multiple automotive data sources with advanced modelling techniques, it identifies the ownership risks that typically emerge as vehicles age and mileage increases.
The result is a forward-looking view of vehicle ownership that complements traditional history checks, inspections and servicing records, giving drivers greater confidence when planning for future maintenance and repairs.
MotorIQ in action
MotorIQ also powers Should I Buy This Car?, its independent consumer platform that demonstrates how predictive vehicle intelligence can help drivers better understand future ownership risks.
The platform combines MotorIQ's predictive modelling with clear, practical insights, making complex automotive data easier for everyday drivers to understand and use.
Find out more
To learn more about MotorIQ, its technology and mission, visit motoriq.ai.
To see MotorIQ's predictive vehicle intelligence in action through its consumer platform, visit shouldibuythiscar.ai.
